Terms of Service

Effective Date: March 16, 2026
B2B Platform Agreement for AI Voice Agent Services
Operated by: EMAK Telecom Inc.
10330 Côte-de-Liesse, Suite 130, Montréal, QC, H8T 1A3, Canada

IMPORTANT: These documents reflect current operational reality as of the effective date. They have been prepared to comply with applicable Quebec and Canadian law, including Law 25, PIPEDA, and CRTC telecommunications privacy regulations. They should be reviewed by qualified legal counsel before going live with any customers.

1. Definitions

The following defined terms apply throughout this Agreement:

"Agreement" means these Terms of Service and any Order Form, schedule, or document incorporated by reference.

"Business Customer," "you," or "your" means the legal entity that has registered for and uses the Kori Platform.

"Caller" or "End User" means any individual who places or receives a telephone call handled in whole or in part by a Kori Voice Agent.

"Kori Platform" or "Platform" means the B2B SaaS portal and related infrastructure operated by EMAK Telecom Inc. under the Kori brand, enabling Business Customers to configure, deploy, and manage AI-powered voice agents on their telephone lines.

"Kori Voice Agent" or "Agent" means an AI-powered virtual voice agent created through the Kori Platform to handle telephone calls on behalf of a Business Customer.

"Call Data" means data generated in connection with a call handled by a Kori Voice Agent, including call transcripts, interaction logs, call metadata (duration, timestamps, caller identification data, called number), and any call recordings made through EMAK Telecom's underlying telecommunications infrastructure.

"Personal Information" has the meaning given under Quebec's Act Respecting the Protection of Personal Information in the Private Sector (Law 25) — any information that identifies or could reasonably identify an individual.

"Derived Data" means anonymized, aggregated, or de-identified data derived from Call Data or Platform usage, from which it is not reasonably practicable to identify any individual or Business Customer.

"AI Processing Services" means the third-party artificial intelligence voice and language processing services used to power Kori Voice Agents, as described in Section 6 and Schedule A.

"Applicable Law" means all applicable federal and provincial laws and regulations, including Law 25, PIPEDA, the Telecommunications Act, and CRTC regulations.

"EMAK Telecom," "we," "us," or "our" means EMAK Telecom Inc., operator of the Kori Platform.

2. Acceptance of Agreement

By registering for, accessing, or using the Kori Platform, you represent that: (a) you have read and understood this Agreement; (b) you have authority to bind the Business Customer; and (c) the Business Customer agrees to comply with all terms herein.

We may update this Agreement by posting a revised version and providing at least 30 days' prior written notice. Continued use after the effective date of any amendment constitutes acceptance. If you do not accept an amendment, you may terminate this Agreement pursuant to Section 13 without penalty.

3. Description of the Kori Platform

Kori is a B2B SaaS platform built on EMAK Telecom's existing telecommunications infrastructure. It adds an AI voice agent layer that enables Business Customers to:

  • Configure and deploy AI-powered virtual voice agents on their existing EMAK Telecom telephone lines;
  • Customize their Agent's opening greeting and configure knowledge base / FAQ content that the Agent draws on when responding to Callers;
  • Configure call transfer settings, including the contacts and reasons for which the Agent can transfer a call to a human;
  • Configure integration settings for supported third-party tools such as booking systems and business workflow applications;
  • Have those agents answer inbound calls and perform configured actions on your behalf — including transferring calls, providing information, creating bookings, and other business workflow tasks supported by your integrations;
  • Access call transcripts, interaction logs, analytics, and reporting through the Kori dashboard;
  • Integrate with third-party tools via supported APIs.

Kori operates as an AI application layer on top of your existing EMAK Telecom phone service. Your underlying EMAK Telecom service agreement continues to govern your telephone line, call routing, any existing call recording features, and related telecommunications services.

Kori is AI-powered. Voice agents may make mistakes, misunderstand callers, or handle edge cases imperfectly. Business Customers are responsible for implementing appropriate human escalation paths and quality controls for their operations.

4. Account Registration and Security

To access the Platform, you must register a business account and provide accurate, complete, and current information, including valid business registration details. You are responsible for: (a) maintaining the confidentiality of your credentials; (b) all activity under your account; and (c) ensuring authorized users comply with this Agreement.

Notify us immediately at privacy@callkori.ai of any unauthorized account access. We may suspend or terminate accounts where we reasonably believe account information is inaccurate or the account is being used in breach of this Agreement or Applicable Law.

5. Business Customer Obligations and Acceptable Use

5.1 General Obligations

You agree to use the Kori Platform only for lawful business purposes and in compliance with this Agreement and all Applicable Law. You are solely responsible for:

  • The configuration, content, and operation of your Kori Voice Agents;
  • Ensuring your use of the Platform complies with all laws applicable to your business and industry, including consumer protection, telecommunications, privacy, and anti-spam laws;
  • All interactions your Kori Voice Agents have with Callers;
  • Providing adequate human escalation paths so that Callers can reach a human agent when necessary;
  • Any commitments, bookings, or transactions made on your behalf by your Kori Voice Agents.

5.2 AI Transparency and Caller Disclosure

EMAK Telecom controls the underlying prompt infrastructure and voice stack of the Kori Platform. By default, Kori Voice Agents are configured with an opening greeting that identifies the agent as a virtual agent (e.g., "virtual receptionist" or "virtual host"). Business Customers may customize or replace this default greeting through the Platform's configuration settings.

If you customize or replace the default greeting, you assume full and sole responsibility for ensuring that your greeting and all Agent interactions comply with applicable transparency and disclosure requirements, including any obligation to inform Callers that they are speaking with an AI-powered system. EMAK Telecom accepts no liability for any failure to disclose the automated nature of the interaction resulting from a Business Customer's customization of the default greeting.

Regardless of how you configure the greeting, the following requirements are absolute and non-negotiable. They apply to all Kori Voice Agent deployments at all times and may not be waived, modified, or overridden through any configuration:

  • You must not configure, instruct, or direct any Kori Voice Agent to claim to be a human being;
  • You must not configure, instruct, or direct any Kori Voice Agent to deny being automated or AI-powered when directly and sincerely asked by a Caller;
  • You must not configure your Agent in any way that is deceptive or misleading about the nature of the interaction.

We strongly recommend that you include explicit AI identification in your greeting even if you customize it. You are also responsible for informing your Callers through your own channels (website, on-hold messaging, IVR announcements) that calls may be answered by an AI-powered virtual agent. Compliance with all industry-specific and jurisdiction-specific disclosure requirements is your sole responsibility.

Quebec's Law 25 and consumer protection law require that individuals not be deceived about automated processing systems. If you replace the default greeting and fail to adequately identify the Agent as AI-powered, all liability for that failure rests with you as the Business Customer.

5.3 Call Recording

Kori includes an optional Call Recording feature that, when enabled, records the audio of calls handled by your Kori Voice Agents. Call Recording is disabled by default. You must explicitly opt in to enable it through the Kori portal.

Before enabling Call Recording, you must read and accept the Kori Call Recording Notice, which is presented in the portal at the time of opt-in. By enabling the feature, you agree to the terms of that Notice. Key obligations include:

  • You are solely responsible for ensuring that all Callers are informed that their call may be recorded before any recording begins, via an audible announcement at the start of each call;
  • Kori provides a default recording disclosure announcement template, which you may use or customize. You must activate a disclosure announcement before enabling recording on any live line;
  • You are responsible for compliance with all applicable recording consent laws in all jurisdictions from which you receive calls, including Quebec law and CRTC regulations;
  • Recordings are stored exclusively in encrypted form in Amazon S3 infrastructure in Canada;
  • Access to recordings by EMAK Telecom personnel is strictly limited as described in the Call Recording Notice and in Section 7.2 of this Agreement;
  • EMAK Telecom is not responsible for any failure on your part to provide required recording disclosures to Callers.

Your EMAK Telecom telephone service may also have its own call recording features governed by your EMAK Telecom service agreement. This Section applies to recording conducted through the Kori platform specifically.

5.4 Prohibited Uses

You must not use the Kori Platform to:

  • Make or facilitate any call violating CASL, the CRTC's Unsolicited Telecommunications Rules, or any do-not-call registry obligations;
  • Harass, threaten, abuse, defame, or discriminate against any Caller or third party;
  • Engage in fraud, impersonation, phishing, or any deceptive practice;
  • Collect sensitive Personal Information (health data, financial account numbers, social insurance numbers, biometric data) without appropriate safeguards and explicit Caller consent;
  • Violate any privacy law, including Law 25 and PIPEDA;
  • Conduct unlawful telemarketing, robocalling, or mass unsolicited outbound campaigns;
  • Interfere with or attempt to gain unauthorized access to our systems or networks;
  • Reverse engineer, decompile, or attempt to extract source code or model weights from the Platform;
  • Resell, sublicense, or provide Platform access to third parties without our prior written consent;
  • Use the Platform in any manner that violates Applicable Law or causes harm to any person.

We may immediately suspend access without notice for material breach of this Section 5.4.

6. Third-Party AI Processing Services and Data Flows

6.1 How the Platform Works

When a Caller speaks to a Kori Voice Agent, the following occurs:

  • The caller's voice audio is streamed in real time to a third-party AI Processing Service for speech recognition and natural language understanding;
  • The AI Processing Service generates a response, which is returned to the Kori platform and converted to synthesized speech played back to the Caller;
  • A transcript of the interaction is generated and stored on Canadian-hosted infrastructure accessible through your Kori dashboard.

This real-time processing pipeline is what enables the voice agent to hold a conversation. The voice audio stream is transmitted to US-based AI infrastructure as a technical necessity — this cannot be avoided without eliminating the core functionality of the Platform.

6.2 Current AI Processing Services

As of the effective date of this Agreement, the Kori Platform uses the following third-party AI Processing Services:

  • Google LLC (Google Cloud / Gemini AI services) — for real-time speech recognition and natural language processing. Google processes voice audio under Google's Cloud Data Processing Addendum (CDPA), which governs data security, confidentiality, and prohibits Google from using your data to train its own AI models.

A current list of AI Processing Services is maintained in Schedule A to this Agreement and on our website. We will update Schedule A and provide you with at least 30 days' written notice before adding a new AI Processing Service that materially changes the data processing arrangement.

Schedule A reflects current services only. We may in the future add services such as voice synthesis or alternative language processing providers. You will be notified of any material additions in advance.

6.3 What Is and Is Not Transmitted

To be clear about what data leaves Canada:

  • TRANSMITTED to US-based AI Processing Services: real-time voice audio stream during active calls, and minimal session context (partial transcript text within the same call session) to maintain conversational continuity.
  • NOT transmitted outside Canada: caller phone numbers, complete call transcripts, call recordings, call metadata (timestamps, duration, disposition), Business Customer account data, or any stored data.

All Call Data is stored on Canadian-hosted infrastructure. Only the transient real-time audio stream necessary for AI inference crosses the border.

7. Call Data, Privacy Obligations, and Our Access

7.1 You Are the Responsible Party for Your Callers

As between you and us, you are the "person responsible for the protection of personal information" (as defined under Law 25) for your Callers' Personal Information. We process Caller Personal Information on your behalf as a service provider.

You are responsible for: (a) having a lawful basis for collecting and processing your Callers' Personal Information through the Platform; (b) maintaining a publicly accessible privacy policy that discloses to your customers that calls may be handled by AI voice technology; and (c) ensuring your own compliance with applicable privacy laws, CASL, and CRTC obligations.

7.2 Our Access to Call Data

A limited number of authorized EMAK Telecom personnel may access Call Data — including transcripts, interaction logs, and call recordings — strictly for the following purposes:

  • Troubleshooting a specific technical issue at your request;
  • Investigating a suspected violation of this Agreement or Applicable Law;
  • Complying with a lawful request from a regulatory authority or law enforcement with appropriate legal authority;
  • Quality assurance, on a strictly limited, as-needed basis by specifically authorized personnel only.

Access to call recordings is subject to additional controls beyond access to transcripts and interaction logs. Recording access is role-restricted, logged (with user identity, timestamp, and stated reason), and auditable. No EMAK Telecom employee may access recordings for any purpose not listed above.

We do not use Call Data — including recordings, transcripts, or interaction logs — for AI model training at this time. If we implement an AI training program in the future, we will update this Agreement and our Privacy Policy, notify you in advance, and provide an opportunity to opt out before any such use begins.

7.3 Caller Deletion Requests

Callers may exercise their right to erasure under Law 25. If you receive a verified Caller deletion request:

  • Submit a corresponding request to us at privacy@callkori.ai within 5 business days, identifying the calls by date, time, and phone number where possible;
  • We will process verified requests within 30 days and confirm completion;
  • Deletion is subject to applicable legal retention obligations.

8. Rights to Platform Data

8.1 Your Call Data

You retain all rights in the content of your Call Data. We do not claim ownership of your Account Data.

8.2 Our License

You grant us a non-exclusive, royalty-free license to access, process, store, and use your Account Data solely for: (a) operating the Platform for your benefit; (b) legal compliance and responding to lawful authority requests; (c) detecting and preventing fraud, abuse, and Agreement violations; (d) troubleshooting and improving Platform reliability; and (e) generating Derived Data.

8.3 Derived Data

We own all rights in Derived Data generated from Platform operations. Derived Data does not contain information that could reasonably identify you, your business, or any Caller. We may use Derived Data for any lawful purpose including analytics, benchmarking, and product development.

9. Intellectual Property

We own all rights in the Kori Platform, including software, AI prompt infrastructure, voice engine technology, interfaces, and documentation. Nothing in this Agreement transfers any Platform intellectual property rights to you.

You own all rights in your own business content entered into the Platform. You grant us a license to use that content solely to provide the Platform services. The Kori name, logo, and related marks are trademarks of EMAK Telecom and may not be used without our prior written consent.

10. Fees and Payment

Access to the Kori Platform is subject to the fees set out in your applicable Order Form or as otherwise communicated to you in writing, in Canadian dollars. The billing model, payment terms, and any usage-based charges will be specified in your Order Form or account agreement. We may modify fees with 30 days' written notice; if you do not accept a change, you may terminate your account before the effective date.

We reserve the right to suspend access to the Platform for non-payment after providing written notice. All questions about billing should be directed to privacy@callkori.ai.

11. Warranties, Disclaimer, and Limitation of Liability

11.1 Your Warranties

You represent and warrant that: (a) you have legal authority to enter into this Agreement; (b) your use will comply with Applicable Law; (c) you have obtained all necessary consents for your use of the Platform; and (d) you will not use the Platform for any unlawful purpose.

11.2 Our Warranty

We will provide the Kori Platform with reasonable skill and care consistent with industry standards for comparable AI SaaS services, and will use commercially reasonable efforts to maintain Platform availability.

11.3 Disclaimer

EXCEPT AS IN SECTION 11.2, THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. WE DISCLAIM ALL IMPLIED WARRANTIES. WE DO NOT WARRANT THAT AI-GENERATED RESPONSES WILL BE ACCURATE OR APPROPRIATE, OR THAT THE PLATFORM WILL OPERATE WITHOUT INTERRUPTION OR ERROR.

11.4 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, EMAK TELECOM WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL. OUR TOTAL AGGREGATE LIABILITY WILL NOT EXCEED THE GREATER OF: (A) FEES PAID BY YOU IN THE 12 MONTHS PRECEDING THE CLAIM; OR (B) CAD $500.

12. Indemnification

You agree to defend, indemnify, and hold harmless EMAK Telecom and its affiliates, directors, officers, and employees from any claims, damages, costs, and legal fees arising from: (a) your use of the Platform; (b) your Agent configurations and content; (c) your breach of this Agreement; (d) your violation of Applicable Law; or (e) any Caller claim arising from your use of the Platform or your failure to comply with recording consent requirements.

13. Term and Termination

This Agreement continues until terminated. Either party may terminate: (a) for convenience on 30 days' written notice; or (b) immediately upon material breach that is not cured within 15 days of written notice. We may immediately suspend or terminate without notice for breach of Section 5.4.

Upon termination: access ceases, all fees become due, and we make Account Data available for export for 30 days, after which we may delete it per our data retention practices.

14. Governing Law and Disputes

This Agreement is governed by the laws of Quebec and applicable federal Canadian law. Disputes will first be addressed through good-faith negotiation. If unresolved within 30 days, either party may submit to binding arbitration in Montréal, Quebec. Either party may seek injunctive relief in a court of competent jurisdiction.

15. General

Entire Agreement. This Agreement, including Schedule A, constitutes the entire agreement between the parties on its subject matter.

Severability. If any provision is unenforceable, the remaining provisions continue in full force.

Waiver. No waiver is effective unless in writing.

Assignment. You may not assign this Agreement without our prior written consent. We may assign in connection with a merger or sale of assets.

Notices. Legal notices: privacy@callkori.ai or registered mail to 10330 Côte-de-Liesse, Suite 130, Montréal, QC, H8T 1A3, Canada.

Language. The parties have expressly requested this Agreement be in English. Les parties ont expressément demandé que la présente entente soit rédigée en anglais.

Force Majeure. Neither party is liable for delays caused by events beyond their reasonable control.

16. Contact

Kori by EMAK Telecom — Legal

10330 Côte-de-Liesse, Suite 130, Montréal, QC, H8T 1A3, Canada

Email: privacy@callkori.ai | Website: https://callkori.ai

Schedule A — Current AI Processing Services

Last updated: March 16, 2026

The following third-party AI Processing Services are currently used by the Kori Platform:

1. Google LLC — Real-Time AI Voice Inference

  • Service: Google Cloud / Gemini AI (real-time speech recognition and natural language processing)
  • Data processed: real-time voice audio stream and in-session conversational context
  • Processing location: United States (technical necessity for real-time inference)
  • Data processing agreement: Google Cloud Data Processing Addendum (CDPA)
  • Google's privacy commitment: Google does not use Customer Data to train its AI models under paid Vertex AI / Google Cloud terms

2. Google LLC — Post-Call Transcript Processing

  • Service: Google Cloud / Vertex AI (Gemini Flash models, Canadian region)
  • Data processed: call transcripts (text only) for sentiment analysis, call outcome detection, call summaries, and language detection for customer follow-up features
  • Processing location: Canada (Vertex AI northamerica-northeast1 — no cross-border transfer)
  • Data processing agreement: Google Cloud Data Processing Addendum (CDPA)
  • Google does not use this data to train its AI models

EMAK Telecom may in the future add additional AI Processing Services for functions such as voice synthesis or alternative language processing. Business Customers will receive at least 30 days' written notice before any material addition or change to this Schedule.